Atlendis v2
  • 👋Introduction
  • 🗞️Whitepaper
  • 🔓Safety & Audit
  • Protocol
    • 🎨What Sets Atlendis Apart
      • RCL Lending Pools
      • Rate Discovery
      • Non Fungible Positions
    • 🏦Atlendis Borrowers
    • 🛣️Use Cases
      • Invoice Financing
      • Ramps and Cash Advances
      • Revenue Based Financing
      • Trade Financing
      • Buy Now Pay Later
      • Emerging Market Credit
    • ⚠️Risk Management
  • User manual
    • 🧑Lender
      • 🧙Lender Actions
      • ❓Lender FAQ
      • ⏩Tutorial
    • 🏢Borrower
      • 🤸‍♂️Borrower Actions
      • 🏦Borrower FAQ
      • 🔩Integration
  • Developers
    • 🤓Protocol Overview
    • 👩‍💻Core concepts
      • Order Book Implementation
      • Position accounting vs. Pool accounting
      • Interests accrual and position accounting granularity
    • 💻Technical integration
      • Deployment procedures
      • Protocol gas consumption
      • Tokens integration considerations
    • 📑Smart contract interfaces
      • Revolving Credit Line
        • IRevolvingCreditLine
        • IRCLBorrowers
        • IRCLGovernance
        • IRCLLenders
        • IRCLState
      • Roles Manager
        • IRolesManager
        • IStandardRolesManager
      • Error messages
    • ↗️Deployed Contracts
    • 📈Atlendis Gateway
  • Governance
    • 🧑‍⚖️Governance
    • 👛Multisig
  • glossary
    • 🧑‍🏫Core concepts
    • 📊Frontend Indicators
  • Legal
    • ⚖️Terms of Use
    • ⚖️Legal Notice
    • ⚖️Privacy Policy
Powered by GitBook
On this page
  1. Protocol

Atlendis Borrowers

This page introduces the Borrowers that have at least one borrowing pool on the Atlendis protocol and the general purpose of their borrowing activities on Atlendis

PreviousNon Fungible PositionsNextUse Cases

Last updated 1 year ago

Navigating the tabs bellow, you will learn about each borrower's main activities and the deployment logic for the funds borrowed through Atlendis.

Fluna: Emerging Market Credit

is an alternative lending marketplace for high-growth African businesses to unlock financing and manage cash flows. Fluna helps high-growth African exporters tap into global markets via flexible financing and global treasury solutions.

“Atlendis has created a transparent process for borrowers like Fluna to secure affordable capital against the strength of our loan book performance and credit governance infrastructure,” Miguel Sousa Dias, Co-Founder & CEO, .

“Atlendis has leveled the playing field for high-growth, profitable African SMEs that need flexible capital in order to grow their businesses and accelerate economic development,” Kuorkor Dzani, COO, .

Why Atlendis?

Fluna aims to raise additional debt to meet increasing pipeline demand and diversify its sources of debt. Thanks to the Atlendis protocol, Fluna has access to a revolving line of credit from a new source of capital. The interest rate is decided by the market through Atlendis’ innovative interest rate order book, which on the one hand enables lenders to set their preferred lending rates depending on their personal risk assessment, and on the other hand, provides flexibility to Fluna to borrow capital as needed, up to the rate that it is willing to accept.

About Fluna

is a VC-backed pan-African trade finance marketplace for African business to access credit and trade market intelligence tools. The marketplace is built on a fully-digital platform allowing Fluna to underwrite 12x faster than traditional banks and automate data reporting. Fluna has onboarded 100+ exporters and deployed $20m+ in trade finance over the last 18 months. Fluna is on a mission to close the $81B trade finance gap opportunity in Africa and level the playing field for African SMEs to compete in today’s global market.

Risk profile:

Credit rating (by Cred Protocol): BB-600

Visit Fluna's Pool on Atlendis

Learn more:

Karmen: Revenue Based Financing

Why Atlendis?

To meet growing demand for its solutions, Karmen aims to adopt additional sources of financing that are capital and resource efficient. Thanks to the Atlendis protocol, Karmen has access to a revolving line of credit from a new source of capital. The interest rate is decided by the market through Atlendis’ innovative interest rate order book, which on the one hand enables lenders to set their preferred lending rates depending on their personal risk assessment, and on the other hand, provides flexibility to Karmen to borrow capital as needed, up to the rate that it is willing to accept.

About Karmen

Risk profile:

Karmen has gone through a deep due diligence and credit risk assessment done by a third-party underwriter. The report is available in the dataroom of the pool.

Visit Karmen's Pool on Atlendis

Learn more:

is an innovative fintech company that provides non-dilutive growth financing to digital businesses.

“As the funding needs of digital businesses are rapidly evolving, Karmen is pleased to be at the forefront of innovation in debt financing by partnering with Atlendis,” said Gabriel Thierry, CEO, . “Tapping into decentralized finance can bring promising new sources of capital and accelerate Karmen’s ability to address the funding challenges of high-growth digital companies that we support.”

simplifies access to financing for all digital SMEs by offering a new, faster, 100% digital approach to financing, leveraging Revenue Based Financing (RBF) Karmen offers financing solutions of up to €10 million in less than 48 hours, based on a data-driven analysis of operational and financial performance of SMEs. Founded in 2021 by Gabriel Thierry, Baptiste Wiel and Sébastien Lubineau, Karmen has raised €75m+. By 2023, Karmen intends to support the growth of several hundred digital SMEs in France, and soon in continental Europe.

🏦
Fluna website
LinkedIn
Twitter
Karmen
Karmen
Karmen
Karmen on Atlendis
Karmen website
LinkedIn
Twitter
Fluna
Fluna
Fluna
Fluna
Fluna on Atlendis